Mortgage Loans
Maria Fernandes
VP Senior Loan Officer
Knowledgeable. Outstanding communicator. A true expert. These are just a few words clients have used to describe Maria R. Fernandes, a seasoned lending professional who joined BayCoast Mortgage in September of 2024 as Vice President, Senior Loan Officer. She previously served as Assistant Vice President, Senior Loan Officer, for Embrace Home Loans in Newport, Rhode Island.
Fernandes brings 32 years of experience to BayCoast Mortgage, including expertise in the areas of loan origination, underwriting, and portfolio management. Read more about Maria.
Still want to have personal assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-approvals
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or email away!
Looking for options with more flexible loan terms?
Learn about FHA and USDA government-guaranteed loans with low down payments, easier loan-to-value and credit requirements, and greater flexibility.
For veterans, service members, and eligible spouses, we also offer VA loans with no down payment, no private mortgage insurance, and great fixed rates.
Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of BayCoast Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of BayCoast Bank.
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